Terms and Conditions

Effective Date: October 20, 2026

These Terms and Conditions ("Terms") apply to websites and promotional landing pages owned or operated by Ascent Resource Group, LLC ("Ascent," "Company," "we," "us," or "our").

Please review these Terms before using our website (the "Site"). Your access to and continued use of the Site constitutes acceptance of these Terms to the extent permitted by applicable law.

1. Website Overview

Ascent operates promotional websites intended to introduce consumers to financial products, services, and offers that may be available through independent third-party providers.

Visitors may reach our websites through email advertisements, digital marketing campaigns, or other promotional channels.

Ascent's role is limited to marketing and facilitating access to information concerning third-party offerings.

Ascent is not a lender, does not originate loans, and does not make lending or credit approval decisions.

2. Access and Eligibility

The Site is intended solely for individuals who are at least 18 years old and reside in the United States.

By accessing the Site, you represent that you satisfy these requirements and agree to use the Site in compliance with applicable laws.

3. Promotional Content and Offers

Information appearing on the Site may relate to products or services made available by independent financial service providers.

The availability, eligibility requirements, pricing, rates, and terms of such products are determined exclusively by the applicable provider.

Ascent makes no representation or guarantee that a consumer will qualify for, receive, or be approved for any particular offer.

Promotional content may be updated, modified, or discontinued without prior notice.

4. Relationships with Third-Party Providers

The Site may direct visitors to external websites or display materials and forms supplied by third parties.

Any decision to submit information to, engage with, or obtain services from an independent provider is made directly between the consumer and that provider.

Ascent is not a party to agreements entered into between consumers and independent third-party financial service providers unless expressly stated otherwise.

Consumers should carefully review all applicable disclosures, terms, and conditions before proceeding with any third-party offer.

5. No Professional Advice

Content made available through the Site is intended for general informational and advertising purposes.

Nothing on the Site should be interpreted as financial, legal, tax, investment, or other professional advice.

Users are responsible for independently evaluating the suitability of any products or services presented.

6. Email Marketing and Communications

Ascent may promote its websites through commercial email campaigns directed to individuals whose contact information was previously obtained through lawful marketing channels.

Recipients may discontinue future marketing emails from Ascent by following the unsubscribe instructions included in applicable communications.

Accessing the Site does not independently establish consent to receive telephone calls, text messages, or additional email marketing communications.

7. Acceptable Website Use

Users agree not to engage in activities that could impair the operation, security, or availability of the Site.

Prohibited conduct includes unauthorized attempts to access website systems, introducing harmful software, interfering with website functionality, or using the Site for fraudulent or unlawful purposes.

We may restrict or terminate access when reasonably necessary to protect our operations or comply with applicable legal requirements.

8. Ownership of Website Materials

The content, layout, graphics, branding, and other materials displayed on the Site are owned by Ascent or its licensors unless otherwise indicated.

These materials are protected by applicable intellectual property laws.

Users are granted a limited, nonexclusive right to access the Site for lawful personal use. No ownership rights or other licenses are transferred through access to the Site.

9. Website Availability and Disclaimers

The Site and its content are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, Ascent disclaims all express and implied warranties concerning the Site, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee continuous availability, uninterrupted operation, or the accuracy or completeness of third-party promotional information.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Ascent and its officers, employees, and representatives shall not be liable for indirect, incidental, special, consequential, or punitive damages arising out of or relating to access to or use of the Site.

These limitations do not apply to liability that cannot lawfully be excluded or restricted.

11. Privacy Practices

Information concerning our handling of personal information, marketing activities, and consumer privacy rights is available in our Privacy Policy.

Users are encouraged to review that Policy to better understand our information practices.

12. Modifications to the Site or Terms

Ascent may modify, suspend, or discontinue any portion of the Site at its discretion, subject to applicable law.

We may also revise these Terms periodically. Changes will become effective when posted unless otherwise indicated.

Continued use of the Site following publication of revised Terms constitutes acceptance of those revisions to the extent permitted by law.

13. Applicable Law

These Terms shall be interpreted in accordance with the laws of the State of Nevada, without regard to conflict-of-law principles, except where applicable law requires otherwise.

14. Company Information

Questions concerning these Terms or the Site may be directed to:

Ascent Resource Group, LLC 1180 North Town Center Drive, Suite 100 Las Vegas, Nevada 89144